Axis Bank Select Credit Card is handcrafted in such a way as to provide maximum benefits related to lifestyle justifying its annual fees of INR 3000. It suits high-spenders who look for multi-dimensional benefits like travel, shopping, lifestyle, food delivery, and groceries with the help of vouchers and online discounts.
|Axis Bank SELECT Credit Card- A Snapshot|
|Annual Fee||INR 3,000 (NIL for Burgundy Clients)|
|Welcome Benefits||Amazon voucher worth INR 2,000*|
|Best Suited For||Travel, Shopping, Rewards|
|Rewards Rate||1% to 2%|
|Lifestyle Offers||20% off on BigBasket, 40% off on Swiggy, Golf Privileges, Airport Lounge Access|
Types of Axis Bank Credit Cards
Below mentioned is the list of Axis Bank Credit Cardavailable:
- Rewards Credit Card
- IndianOil Axis Bank Credit Card
- Flipkart Axis Bank Credit Card
- Axis Bank My Zone Credit Card
- Axis Bank Vistara Credit Card
- Axis Bank Vistara Signature Credit Card
- Axis Bank Vistara Infinite Credit Card
- Axis Bank Magnus Credit Card
- SpiceJet Axis Bank Voyage Credit Card
- SpiceJet Axis Bank Voyage Black Credit Card
- Axis Bank Privilege Credit Card
- Axis Bank Select Credit Card
- Axis Bank Atlas Credit Card
- Samsung Axis Bank Signature Credit Card
- Samsung Axis Bank Infinite Credit Card
- Airtel Axis Bank Credit Card
- Flipkart Axis Bank Super Elite Credit Card
- Axis Bank Neo Credit Card
- Axis Bank Reserve Credit Card
- Miles and More Axis Bank Credit Card
- Axis Bank AURA Credit Card
- Axis Bank Freecharge Credit Card
- Axis Bank Freecharge Plus Credit Card
- Axis Bank ACE Credit Card
- Axis Bank Pride Platinum Credit Card
- Axis Bank Pride Signature Credit Card
- Axis Bank My Zone Easy Credit Card
- Privilege Easy Credit Card
- Axis Bank Signature Credit Card with Lifestyle Benefits
- LIC Axis Bank Signature Credit Card
- LIC Axis Bank Platinum Credit Card
- Platinum Credit Card
- Titanium Smart Traveler Credit Card
- Axis Bank My Wings Credit Card
Below mentioned are the documents required to apply for Axis Bank Select Credit Card:
|Proof of Identity||PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI, or any other government-approved photo ID proof|
|Proof of Address||Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof|
|Proof of Income||Latest one or 2 salary slips (not more than 3 months old), the Latest Form 16, Last 3 months’ bank statement|
Below mentioned are the eligibility criteria to apply for Axis Bank Select Credit Card:
- Primary cardholders must be between the age of 18 years and 70 years.
- Add on cardholder should be over 18 years of age.
- Applicant must have a net income of INR 6,00,000 per annum or above.
- Applicant must be an Indian citizen or Non-Resident Indian.
Fees & Charges
Below mentioned are the fees & charges to be paid to apply for Axis Bank Select Credit Card:
|Charges||Select Credit Card|
|Standard Joining Fee||INR 3000 (NIL for Burgundy)|
|Standard Annual Fee (2nd year onwards)||INR 3000 (NIL for Burgundy)|
|Standard Add-on Card Joining Fee||NIL|
|Standard Add-on Card Annual Fee||NIL|
|Finance Charges (Retail Purchases & Cash)||3.6% per month (52.86% per annum)|
|Cash Withdrawal Fees||2.5% (Min. INR 500) of cash Amount|
|Fee for Cash Payment||INR. 100|
|Duplicate Statement Fee||Waived|
|Overdue Penalty or Late Payment Fee||Nil if Total Payment Due is up to INR. 300|
|INR. 500 if the total payment due is between INR. 501 – INR. 5,000|
|INR. 750 if the total payment due is between INR. 5,001 – INR. 10,000|
|INR. 1200 if the total payment due is greater than INR.10,000|
|Over Limit Penalty||2.5% of the over-limit amount (Min. INR 500)|
|Charge slip Retrieval Fee or Copy Request Fee||Waived|
|Outstation Cheque Fee||Waived|
|Cheque return or dishonor fee or auto-debit reversal||2% of the payment amount subject to Min. INR.450, Max. INR. 1,502|
|Surcharge on purchase or cancellation of Railway Tickets||As prescribed by IRCTC/Indian Railways|
|Fuel Transaction Surcharge||1% of transaction amount (Refunded for fuel transactions between INR. 400 and INR. 4000)|
|Foreign Currency Transaction Fee||3.50% of the transaction value|
|Rent Surcharge Fee*||1% of the rental transaction amount (capped at INR 1500 per transaction)|
|Dynamic Currency Conversion markup fee**||1% of each international transaction plus taxes|
|Mobile Alerts for Transactions||Waived|
|Hot listing Charges||Waived|
|Balance Enquiry Charges||Waived|
|Reward Redemption fee||Waived|
Axis Bank Select Credit Card Benefits
- Get an Amazon voucher worth INR 2000 on the first transaction that is to be done within 90 days of the first card transaction.
Big Basket offers
- 20% off up to INR 500 p.m. on a minimum purchase of INR 2000 on the mobile app or website.
- It is applicable once per month per user.
- 40% off up to a maximum of INR 200 on the Swiggy app/ website by using code “AXIS 200”.
- It is valid twice a month on a minimum transaction of INR 400 per order.
BOGO on BookMyShow
- Buy 1 get 1 up to INR 300 off on the second ticket on BMS and it is applicable once a month.
- Get up to 12 complimentary International Airport lounge access and 2 complimentary Domestic lounge visits per quarter.
- Priority Pass membership renewal on annual spend of INR 3 lakh on BigBasket, Swiggy, and BMS.
- 5000 Edge points on spending INR 3 lacs in a card anniversary year.
- Annual fee waiver on spending INR 6 lakhs in a card anniversary year.
Rewards on every Transaction
- Earn 10 Axis EDGE Points on every INR 200 spent.
- Enjoy 6 complimentary Golf rounds per year.
- Unlock 3 additional visits on spending INR 3 lakhs annually.
- Get dining benefits up to INR 1000 off & more via Axis Bank with EazyDiner.
Fuel Surcharge Waiver
- Get a 1% fuel surcharge refund on fuel purchases at all fuel stations across India.
- Valid on transactions between INR 400 and INR 4000 only, with maximum benefits of up to INR 400 per statement cycle.
- No reward points on fuel transactions.
Comprehensive Insurance Cover
- Purchase protection up to INR 1 lakh.
- Cumulative cover up to USD 500 for the following:
- Loss of travel documents
- Delay of check-in baggage
- Loss of check-in baggage cover